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The US Social Security System – Analysis & CommentarySocial Security is a social insurance program. The United States Social Security program provides benefits for retirement, disability, and death. There has been a great deal of public discussion recently, largely spawned from President Bush’s 2005 State of the Union address, when he said that “on its current path, [Social Security] is headed toward bankruptcy… by 2042 the entire system would be exhausted and bankrupt” (C-SPAN, 2005). This essay examines that statement from an economic perspective and analyzes some of the highly publicized proposed solutions. While historical aspects of the program will be mentioned peripherally, “Social Security” within this context refers to only the defined-benefit pension plan, with a specific focus on the retirement benefits.
